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Retail banking is always one of core engines that thrives in making a bank more progressive by its agenda of how it handles their customers personal accounts. Consumer banking vertical must be discreet enough to have its users to take decisive actions while choosing their products in terms of retail, be it an opening of salary account or depositing money for their prospective future or even in handling business operations like cheques, Overdrafts etc., Being said as primitive banking operation, any financial institutions can operate a retail vertical that can endorse lucrative offers to its customers but the kind of service that they can provide heavily rest on the core banking product that they operate.
Do their Core Banking system is capable enough to accommodate the differential needs of their customers; Is the product is quantifiable to handle volumes of business operations that will undergo in retail section; most importantly is it more reliable and robust enough to fulfil the operational needs. One such product that would close around all the if’s mentioned above is, Arrangement Architecture (AA), A Temenos product.
