It's time to shift to digital-first banking experiences
Xebia drives rapid modernization for the world's largest banks. Alongside our technology alliance partners, we help banks implement modern banking capabilities without sinking costs and time into a traditional digital transformation program. With this approach, Xebia delivers innovation for banks and their customers, whilst progressively modernising their core platforms.
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Xebia creates digital change for leading aviation brands
Rapidly modernize banking customer experiences
At Xebia, we’ll become your trusted partner and work with you through every step of your journey. With a team of over 6,000 digital transformation experts, we help banks minimize fraud risk, enhance platform security, and improve customer experiences.
Xebia's alliance partner network
Architecting exceptional customer experiences
- Hyperpersonalisation
Treat every customer who visits your site like the unique individual that they are. Deliver context-dependent experiences to your customers using real-time data streaming technologies connecting transaction, analytics, and UX layers. This way, every visit can provide the right information to the right customer at the right time.
- Next best actions
Guide every customer along a carefully curated customer journey that’s engaging and fun. Leverage real-time behavioural and transactional data to optimise time-on-site and digital experiences, with contextual nudges to meet service needs or enable cross selling opportunities.
- Integrate multiple experience layers
Connect core banking platforms with additional workflow tools and experience-enhancing features to build a composite architecture that makes it easy for your customers to get information, ask questions, and achieve their session objectives.
- Balance security and user experience
Leverage state-of-the-art identity and authorisation tools and frameworks to provide robust security that’s also frictionless. This way, protecting your customers’ identities and assets doesn’t get in the way of their online experience.
Redefining business processes for efficiency
- Customer 360° that works for you
Adopt an omnichannel approach that makes it possible for your bank’s sales and customer service teams to deliver exceptional customer experiences at every touchpoint by gathering the right dynamic data on customer preferences, journey flows, and interactions with your CRM and Data Management platforms.
- Process re-engineering to balance efficiency and resiliency
Redesign workflows to enable streamlined, straight-through business process automation with a built-in layer of resiliency. This way, white-glove support is only necessary for handling exceptions, and most customers get exactly what they want, when they want it, with no need for human intervention.
- Highly effective change management
People don’t always welcome transformation, even when the end result is beneficial. We’ll help you introduce new technologies and experiences to your customers and employees by leveraging a “test and learn” agile approach that’s grounded in science-based best practices from risk management. Take advantage of engaging upskill programs from a leading tech training provider, and empower your employees with step-by-step learning journeys that meet them where they are and help them grow their careers.
- Beyond your core business operations
Whether it’s transforming IT operations or adopting DevOps, SecOps, FinOps, or GreenOps, we have extensive experience reviewing existing processes, technologies, and organisational structures and helping our clients make them more effective and efficient.
Managing today’s risks and building resilience for tomorrow
- ESG risk and reporting
Make your business climate-friendly and make sure it’s having a positive impact on its community by collecting and ingesting the right data and advancing your analytics and reporting capabilities. We’ve built a low code configuration-ready ESG accelerator that can help you reach your goals faster.
- De-risk your cloud and data infrastructures
Ensure that your technology infrastructure is resilient across all the platforms and providers that you rely on by effectively managing the scalability, availability, and performance of your cloud environment. We’ll help you build a right-sized foundation that will continue to meet your business’s needs as you grow.
- Advance cybersecurity maturity
Implement zero trust-based security architectures by deploying the right tools, educating your employees on cybersecurity best practices, and building robust processes to protect your business, its reputation, and your customers.
Developing future-proof solutions with global financial services leaders
Customer Stories

AI-Powered Chatbot Helps a Top Bank Resolve More Queries, Faster
Xebia empowers a global banking leader to deliver faster, smarter, and more reliable customer support with an AI-powered chatbot.

Saudi Bank Empowers Investors with a Seamless, Customer-Centric Mobile Trading Platform
Xebia helps a leading Saudi investment bank revolutionize its trading services with a seamless mobile platform, enhancing customer experience and accessibility.

Innovation that Helps Firms Prepare for the Regulatory Challenges of Tomorrow
Navigating the intricacies of political contributions during a hectic election cycle can pose significant challenges for firms in the US. Star partnered with Xebia to introduce a more innovative Political Contributions Surveillance solution to the market.
Corporate One Partners with Xebia to Make Payment Modernization Possible for its Member Credit Unions
Second-tier credit union leverages Software Factory as a Service (SFaaS) to accelerate agile transformation and prepare credit unions for the future of banking
San Diego-Based Firm, Schwartz & Schwartz, Prepares to Offer Its Accounting Expertise in the Form of Software
Local accounting firm builds revolutionary tax preparation software application on OutSystems
Dutch Banks Assemble to Fight Financial Crime
TMNL helps Dutch banks monitor suspicious transactions
Innovative Scale-Up Leverages Data to Insure Small Entrepreneurs
Insify harnesses data resources to offer digital insurance solutions more quickly and competitively through a tailor-made cloud platform
Backbase Accelerates and Matures Banking as a Service Platform With Move From AWS to Azure
The platform is fast, mature, and ready for growth
DevOps Reboot Secures Keylane’s Customer and Employee Satisfaction
Dutch insurance and pension SaaS provider Keylane revives DevOps and Kanban practices and significantly reduces the number of outstanding tickets and their turnaround time, resulting in happier customers and employees.
Modernizing Core Banking Technology Infrastructure
Helping a leading provider of technology solutions geared toward the banking industry improve backend services and unclog slow downstreams.

SaaS Software Provider TODO1 Accelerates Omnichannel Banking Implementations
By adopting OutSystems, TODO1 gained an agility boost, leading to faster sales and implementation of its solutions to clients, including its first US-based bank.
Fintech Company BUX Handles Data More Efficiently with Google Cloud
The existing data warehouse was becoming obsolete, and BUX was looking for the best way to structure their data in line with their cloud-first strategy
Leading FinTech Brand Retains Market Lead With Cloud Solution
The world-leading FinTech company migrated to AWS Cloud, modernizing its platform to ensure it maintains its strong market position
360° Digital Platform for Relationship Managers Boosts Business, Improves UX
State-of-the-art platform integrated seamlessly with the bank’s infrastructure, allowing them to focus on the customer experience and profitable growth while we did all the backend heavy lifting
Leading Fintech App Optimizes AWS to Give Premium Service
Bizcuit overcomes cloud overwhelm to better serve customers while keeping the highest compliance standards.
Saxo Bank Optimizes Services with Azure DevOps
Xebia guides the migration of BinckBank (part of Saxo Bank), to an Azure DevOps-based cloud solution without disrupting client services or the engineering team’s workflow.
1-Click Configuration and Cloud Infrastructure Setup Time Reduced by 83%
Leading US fintech firm implements cloud infrastructure and automation for better operations
Van Lanschot Uses Digital Transformation To Build Resilient, Future-Proof Operations
The oldest independent bank in the Netherlands, Van Lanschot, gets a full digital makeover, complete a new infrastructure-bolstering cloud platform
European Payment Platform Proves Its Worth With Move to the Cloud
ICEPAY undergoes IT infrastructure renovation, replacing old servers and databases while moving to a scalable cloud platform
Dutch Multinational Bank Improves Efficiency of Its EDS Division
Rabobank uses automation to bring the onboarding of new data sources down from 6 months to a few data sprints, creating value for the bank and its customers
UAE Bank Delivers a Seamless Mobile-First Retail Banking Experience
An end-to-end retail mobile banking app revolutionizes the overall customer experience
Complex Cloud Migration Within Limited Time
Striving for a flexible cost structure by moving from on-prem to the Cloud
Rabobank Focuses on the Future With Innovative Technology and Transformational Mindset
Multinational legacy bank customizes Agile journey to build strategic digital advantage; transforms itself for greater speed, flexibility, and responsiveness to meet customer demand and stay relevant
Healthcare Pension Combines Health, Wealth, and Agility for Sustainable Asset Management
With quality assurance testing and Agile ways of working, a Dutch pension fund reduces cost, promotes cooperation, and remains competitive
Leading Indian Bank Invests in Future with Complete IT Infrastructure Remodel
Bank updates existing software, creates cloud-native customer-360 platform and uses Scrum techniques to achieve greater functionality
Van Lanschot Uses Digital Transformation To Build Resilient, Future-Proof Operations
Strategic use of Agile helps the oldest bank in the Netherlands maintain its license and realize digital ambitions
European Fintech Phenom Flexes its Financial Muscles through Digital Transformation and Expansion
BUX harnesses the power of data through the cloud ensuring seamless interaction; continues European expansion with record times
A team-first approach in a DevOps transformation
ABN AMRO embarks on a DevOps transformation, pushing aside a technical angle and ushering in a customized team-first approach crafted by Xebia consultants
Dutch Financial Pension Provider Unlocks Hybrid Cloud Landscape for Future Security
Embracing Agile, MN Pensioen migrates to a hybrid cloud environment while upgrading security features and gaining efficiency
Bank Breaks with Tradition: Offers Cutting-Edge Digital Products and Services
Knab optimizes performance and efficiency while cutting costs with instant feedback loops and innovation protocols
Online Bank Makes Money Moves with Adoption of Continuous Delivery
Knab keeps colleagues connected, ensuring successful continuous delivery and feature-rich, cutting-edge products
BNG Bank Creates State-of-The-Art Platform for Interactive Services
Dutch bank optimizes application development and deployment process to serve customers faster, better and more efficiently while saving costs
ING Becomes World’s First Bank to Implement Agile Company-Wide
Dutch bank becomes more data-driven and customer-oriented while cutting personnel costs by 30% after implementing Agile
Using Power BI to Empower Data-Driven Decision Making
How Xebia collaborated with ABN AMRO to empower the business to make data-driven decisions faster and with more autonomy
Building Up Advanced Analytics Practice
How ING transformed to a bank with analytics as a business model, by implementing a Global Analytics Academy




“From developing the basic knowledge about Agile to working towards more Agile leadership, a more connected and integrated management, all these facets are carefully considered in this change and are based on best practices, theory and learning by doing”
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